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More than just money…more time for more life.

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Upcoming Events

Recession or ‘Rich’session – which one will you experience in the next 12‐18 months?

Cashflow & Credit Workshop

We have a unique approach to looking at your business to recover lost opportunity costs by applying a banking model to improve your cash flow and IRR / ROI.  Presenting concepts, strategies, and case studies to show you how to increase your wealth and options that you haven't considered.

Assets Acquiring Assets Workshop

The first lesson of making money work for you is about power and not about money.  Learn one of the most powerful wealth strategies that will put you on a journey to financial security and independence by helping you keep the power and control over your money.

Mind Your Own Business Workshop

This "Your Money" workshop is exclusively for executives, business owners and professionals to produce exponential yields.  We will unpack powerful strategies to help in recruiting, retaining, and retiring key personnel.

How We Help

It’s simple. We help you become more financially efficient by finding money that you
are losing unknowingly and unnecessarily in the five major areas of your personal or
business life.

For Business Owners and Professionals, one of our core competences is to show you
how to recover part or all of monies you spend on targeted expenses while still
recording them as an expense to your business. 


What We Offer



You and your ability to earn an income is your greatest asset. What happens if your income stops? How would the people who depend on you continue to stay in the world that you have created?

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If there was an asset class that could complement what you already have in the market, but was safe, liquid, earning consistently with tax advantages – would it be of



It is not about what you earn but what you keep. We have found out that it does not matter what you accumulate, it matters what you can distribute. Think about it.


Who We Are

With over 43 years in the financial industry, Paul and Esther Carag have seen the ups and downs of the markets, including the major downturns in 2000 and 2008. They utilize that experience and their expertise in banking, lending, real estate, and insurance to help people navigate the landscape that is income, investing and retirement with a focus on the use of safe money

We look forward to hearing from you!

For more information on what we can do for you and your business, book a consultation.

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